Welcome to my personal website!

I put this site together to answer some questions that frequently arise.  I have always been a traveler, even as a small child (see "About Me" for details).  Some of my more unusual experiences are in the "Globetrotting" section. 

Today, I am the owner of an investment advisory firm called A.T. Lloyd's, Inc.

I have also been an activist in the life insurance industry.  My personal history pointed me in that direction and I was able to make a difference on a national level for life insurance policyholders.  That story is in the "Activism" section. 

Finally, I like parties and I like to entertain.  Friends will not miss any events thanks to my new "Calendar" page. 

Please contact me (see "Contact" page) if you can think of something else I should be doing.  I just returned from a recent trip to Istanbul, Turkey.  Check it out on the "What's New" tab.